THE FINESSE
By Larry Matheny
One of the most frequently used and abused plays in bridge
is the simple finesse. As soon as it is
explained to the new player, he or she is eager to try a finesse with every
hand. Unfortunately, the second lesson,
“when not to finesse” is rarely learned.
However, the finesse is a valuable tool and since we need it, let’s make
sure we recognize how and when to use it.
Take a look at this suit combination:
AJ96
Q108754
Your left hand opponent’s original holding must be one of
these:
K32, K3,
With no other information, it is correct to lead from
the South hand and finesse after West follows with one of the two low cards in
the suit. If West holds a small
singleton or a void we are always going to lose to the king and since West
followed with a small card, we can eliminate the singleton king in his
hand. That leaves four other cases and
finessing wins in three of those, losing only to a singleton king in East’s
hand. (After a small card is played
there are actually only three holdings left, but the finesse is still
correct.) This is straightforward and a
good example of why the finesse is often the correct way to play a suit. I will address other information later.
Now let’s look at some suit combinations. But, before we do, let’s agree that a
competent defender will cover an honor when it’s led. (With some exceptions of course.) Also, it is assumed you have sufficient
entries to both hands.
1 2 3 4 5 6
AQ A32 A32 AQ10 AK32 AK32
32 Q75 QJ65 543 J65 J105
7
8 9 10 11 12
A1098 AJ104 AK1065 KQ3 K32 VOID
Q764 Q732 J32 654 Q54 KJ1098432
13 14 15
16 17
18
A65 A65 AJ8542 AK873 Q109632 J105432
KJ102 KJ109 Q973 Q942 A A
ANSWERS:
1.
Low to the queen.
2.
Low to the queen.
3.
Either low to the Q or play the ace and lead low.
4.
Low to the ten and then low to the queen. The odds are 75% that one of the missing
honors is on your left.
5.
Ace and then low toward the jack.
6.
Cash the ace (or king) and then lead the jack.
7.
Lead the queen and play for one of the two missing
honors to be on your left.
8.
Leading low toward dummy will guard against a
singleton king on your left.
9.
Play the ace and then low to the ten.
10.
Lead toward the king/queen twice.
11.
You must play one opponent for a doubleton ace. Lead through him and then duck on the way
back.
12.
Lead the king.
This picks up a singleton queen.
There is no other winning play.
13.
Low to the ace and finesse on the way back.
14.
You may finesse either way.
15.
Lead the queen to pick up K10X on your left.
16.
Lead the queen.
You can pick up J1065 on your left but not your right.
17.
Play the ace and then the queen. This picks up JX and is your only play.
18.
Lead the ace followed by a low card from dummy. This play allows for KX or QX. If the opponents’ cards are 3-3 it doesn’t
matter.
Obviously these are just a few of the many different suit
combinations. But, besides knowing HOW
to finesse, you need to know WHEN so let’s take a look at other
information. In the following hand our trump suit is the
one I used in the first example. I said
finessing for the king was the percentage play, but let’s take a look at the
bidding and play to see if that changes our decision.
AJ96
75
J42
W N E S
J10987
P P P 1
P 2
P
P
3
3
P
P
Q108754
P
82
Q5
AKQ
West leads the ace and king of hearts and shifts to a low
diamond to East’s ace. East returns a
diamond to West’s king. West then leads
a third diamond which you win in dummy.
What next?
West is a passed hand and has turned up with a heart suit
headed by the ace and king along with the diamond king. I think we can agree the finesse is no longer
a good idea. This is where so many new
players go wrong. In this case, it’s a
simple matter of REMEMBERING THE BIDDING and noting the opponents’
cards. So now we know that while there
is a correct way to play certain card combinations, this must be tempered with
information from the bidding and the play of the hand.
Let’s look at some more examples of how to finesse.
KJ106
AQ
AJ1076
94
AQ7542
8
K943
A7
You bid aggressively to 6
and West
leads a low club. You draw trumps (2-1)
and with finessing positions in both red suits, what do you do next?
The answer is to combine your chances. First play the ace and king of diamonds in
case the queen is singleton or doubleton.
If unsuccessful, take the heart finesse in an attempt to discard your
club loser
Here’s another instructive hand:
WEST NORTH EAST SOUTH
AQJ3
P
1NT P 2
KJ
P 3
* All Pass
A932
654
*Optimistic
109876
1063
KQ
1087
West leads the king, queen, and jack of clubs with East
signaling high-low and then following to the third club. West now puts you to the test by switching to
a low heart. Which card do you play from
dummy?
For you to make this optimistic contract, West must hold the
spade king. Since he has already shown
up with the KQJ of clubs, if he holds the spade king he would not have passed
also holding the heart ace. Therefore,
the jack is the proper play. If East
holds the spade king or the heart queen, the contract will be defeated.
This may seem difficult but it really only involves remembering
the bidding and making a logical assumption. An important part of the simple finesse is to
learn as much as you can before you make your decision.
Here’s another one:
A432
K75
5
AKQ
6
AQJ1098
643
6432
976
8532
KJ9
KQJ10987
10752
![]()
J104
AQ8
Sitting South, you and your partner reach 6
after
West overcalled in hearts. West leads a
low diamond won in dummy. You can see
two potential club losers unless the king is in the East hand. Since the bidding strongly suggests
His Highness is with West, the club finesse will surely fail. Instead, try to avoid the finesse. Since West must hold the heart ace you can End
Play him by eliminating the side suits.
Trump a low heart at trick two, then lead a spade to dummy and ruff
another low heart in your hand. Now lead
your last two diamonds and exit with the heart king, discarding a low club from
your hand. West wins the heart ace but
must deliver the twelfth trick. Note you
would have gone down if you had relied on the club finesse.
Here’s another opportunity to AVOID THE FINESSE:
AQ873
KJ2
76
K65
KJ1094
A104
AQ
AQ3
You reach the excellent contract of 6
and
receive the jack of clubs opening lead.
To make the hand the diamond king must be on your right or you must find
the heart queen. The smart declarer can
claim after winning the opening lead. He
will pull trumps, play off the remaining two clubs, and then exit with the ace
and queen of diamonds. The defender who
wins this trick must return a heart or give you a sluff/ruff. Either way, you avoid guessing the heart
queen.
By now you get the idea.
Take a finesse only when you must and take the best one.